Choosing a deductible without regret

Your deductible is what you pay before coverage kicks in. A good rule of thumb: pick the highest deductible you could pay from savings today without stress.

If a $1,000 deductible would strain your budget, the monthly savings are not worth it. If you have a healthy emergency fund, a higher deductible can save real money over a year.

Our fit score rewards quotes whose deductible is close to the one you asked for, so tell us your comfort level honestly.